Mrs. J approached to me inquirying about 1st time buyers programs, she wanted to know what were the benefits that She could get by being a 1st time buyer.
She mentioned that She really needed to move to a new place as soon as possible and she had already seen a couple of interesting places. Right there at the 1st appointment I detemined what was the most suitable program for her and a couple of days later the bank confirmed that.
With a pre-approval on hand I started looking for a nice townhome or condo, in those days REO properties were becoming more popular and I found a huge townhome that needed some cosmetic repairs. She liked it but a couple of days later She decided that She was not in love with the property, so I started all over again and found a complex of new homes, I thought she might like them.
As soon as I showed them to her She just said this is it!, so I ran a comparative Market Analysis to help her determine the right price for our offer. She decided the price based on my recomendations and we submitted our offer, we had to wait for a response.
It did not take long to hear from the builder that our offer was accepted and Mrs. J was really excited!
The bank requested a couple of more documents and despite the program required a small down payment She wanted to reduce her payments and decided to put more money down.
I helped her coordinating the inspections despite this was a new property, we always recomend to run inspections.
30 days later the loan docs came out and Mrs. J signed off, She was so excited! Finally her dream came true!! and I was so hapy to give her the keys to her new home!
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